This study also analyzed the influence of external factors, which consist of Gross Domestic Product and inflation rate, which affect the financial performance of Bank Syariah Mandiri. The purpose of this research is to analyze bank sound management, consisting of capital adequacy ratio, finance to deposit ratio and operational cost of operational income, which can influence financial performance, with proxy of return on assets of Bank Syariah Mandiri. Kata Kunci : manajemen kesehatan bank, capital adequacy ratio, finance to deposit ratio, biaya operasional pendapatan operasional, Bank Syariah Mandiri Hasil penelitian ini ditemukan bahwa capital adequacy ratio, finance to deposit ratio dan biaya operasional pendapatan operasional berpengaruh negatif signifikan terhadap return on assets Bank Syariah Mandiri, Produk Domestik Bruto berpengaruh positif signifikan terhadap return on assets Bank Syariah Mandiri, sedangkan tingkat inflasi berpengaruh negatif signifikan terhadap return on assets Bank Syariah Mandiri. Penelitian ini juga menganalisis pengaruh faktor eksternal, yang terdiri dari Produk Domestik Bruto dan tingkat inflasi, yang mempengaruhi kinerja keuangan Bank Syariah Mandiri. Tujuan dari penelitian ini untuk menganalisis manajemen kesehatan bank, yang terdiri dari capital adequacy ratio, finance to deposit ratio dan biaya operasional pendapatan operational, yang dapat mempengaruhi kinerja keuangan, dengan proksi return on assets Bank Syariah Mandiri. This literature argues that a more advanced financial system can better allocate resources so that firms (both domestic and foreign) can finance their investment and growth at. A financial system includes a financial intermediation sector and financial markets, where firms issue securities such as stocks and bonds. During the past few decades, economists have significantly advanced knowledge in this field by studying the link between economic growth and financial system development.
Jurnal internasional manajemen keuangan driver#
Since corporate investment is a key driver for economic growth, a central question in financial economics is how firms raise capital to finance their investment. Keywords: alternative finance, markets, banks, trade credits, governance, growth. We suggest ways to obtainįirm-level data on various forms of alternative finance and thus overcome the main obstacle in the field. Much more research is needed to better understand alternative finance and its role in corporate financing.
We compare market- and bank-finance with alternative finance, along with the supporting mechanisms such as legal and institutional structures. Alternative finance is often the dominant source of funds for firms in fastgrowing economies.
We argue that while traditional financing channels, including financial markets and banks, provide significant sources of funds for firms in developed countries, alternative financing channels provide an equally important source of funds in both developed and developing countries. We provide a comprehensive review of firms’ financing channels (internal and external, domestic and international) around the globe, with the focus on alternative finance-financing from all the nonmarket, non-bank external sources. This ability allows them to turn their knowledge into a largeĮndowment of assets which form a new SME or extend an existing one. They can process the business related information much faster than SMEs have special characteristics in recognizing and processing the Result of factor analysis showed that opportunities are both born and createdīut not by accident, authors found those entrepreneurs who develop and create
Based on Olson’s theory (1985), authorsĬonsidered two moods for cognitions styles which affect knowledge processing inĮntrepreneurs and lead to SME creation: intuition versus analysis and the In this study, by using a theoretical model, authors tried toĭetermine the role of knowledge processing in recognizing those opportunities which One of the most important factors whichĪffect the creation and development of SMEs is individuals’ information
Investigations has been done on the identification of factors which facilitate SMEs strengthen the resilience of the countries to faceĪ competitive and challenging global environment. Small and medium enterprises (SMEs) contribute to economicĭevelopment by virtue of their employers’ numbers and increasing share in Gross